The mortgage for Expats
You can finance up to 100% of the market value of the house. If you come from outside the EU / EEA, you can borrow up to 95% of the market value of the house in case of non NHG, with NHG you can borrow 100%.
When you reach a lower risk class with your loan-to-value you are automatically rewarded with a lower mortgage interest.
You can choose from fixed interest rates periods up to 30 years.Our interest rates
Once you lived and worked in the Netherlands for at least 6 months it is possible to apply for a mortgage either with or without National Mortgage Guarantee (NHG). We offer maximum funding up to 100% of the market value and sharp interest rates.
Applicants from outside the EU / EEA must have a residence permit for non-temporary purposes. You can find more information on the immigration and naturalization website.
For more information about the NIBC Direct expats mortgage we advise you to contact a financial intermediary.